Today’s rates
Rate scenarios, published by me — not scraped from somewhere else.
These are sample scenarios I maintain personally. Rates move daily and your own pricing depends on your credit, income, property, and program. Call and I will price your exact scenario.
Rates are quoted by phone right now
Call or email and I will send you current pricing for your scenario the same day.
Call 561-506-8222Rates and annual percentage rates (APR) shown are examples for illustration, assume a qualified borrower and a specific scenario, and are subject to change without notice. They are not an offer or commitment to lend. Actual terms depend on credit approval, property appraisal, occupancy, loan amount, down payment, and program guidelines.
Payment calculator
Run the numbers on any rate above.
Pick a scenario, adjust the price and down payment, and see the principal and interest payment.
Conventional estimate includes PMI of about 0.5% per year of the loan when down payment is under 20%. Actual PMI varies by lender and borrower.
Estimated total monthly payment
$2,606
Loan amount $320,000 — 6.500% rate for 30 years.
Taxes, homeowners insurance, and mortgage insurance are estimates; actual amounts may differ.
Estimate only. Includes estimated property taxes (1.25%/yr), homeowners insurance (0.5%/yr), and mortgage insurance: FHA upfront MIP of 1.75% financed plus annual MIP estimated at 0.55% of the base loan, or conventional PMI estimated at 0.5%/yr when down payment is under 20%. Actual MIP and PMI vary. Excludes HOA dues and other closing costs. Not a rate quote, loan approval, or commitment to lend.
Get your real number
Your rate is priced on your file, not on a table.
Send your details and I will come back with pricing for your actual scenario.