For Florida real estate agents

Realtor Resources

Welcome. This page helps you prepare buyers for financing: share an anonymous scenario for a general conversation, and use the free educational checklists with your clients. No sign-up required.

Submit a loan scenario Educational checklists

Submit a Loan Scenario

Share the general details of a buyer scenario and Reinier will reply to you to discuss possible financing paths.

Use anonymous borrower details only

Do not enter Social Security numbers, account numbers, buyer names, buyer phone numbers or emails, dates of birth, or exact property addresses, and do not upload financial documents. Buyers ready to apply should use the secure application link below.

Secure borrower application (my1003app) ↗

About you (the agent)

Your name

Your email

Your phone (optional)

Brokerage (optional)

Scenario details

Estimated purchase price ($)

Estimated down payment ($)

Credit score range

Income type

Occupancy

Property type

Florida city or county

Anonymous scenario reference (optional)

For example “Buyer A” — never the buyer’s name.

Estimated gross monthly income ($, optional)

Total monthly debt payments ($, optional)

Short notes (optional)

No personal or account information. 0/1000 characters

I understand Reinier Gonzalez may contact me only to respond to this scenario inquiry. This is not consent to marketing messages or texts.

This is a general scenario review only. It is not a mortgage application, preapproval, credit decision, or commitment to lend. Any terms and eligibility are subject to verification and underwriting.

Educational Checklists

Updated October 13, 2026

Free preparation aids for agents and buyers. Choose a checklist to view it, then print it or save it as a PDF from your browser.

W-2 Buyer Preparation

Updated October 13, 2026

Opens your browser’s print window — choose “Save as PDF” to keep a copy.

Government-issued photo ID, provided through a secure channel
Recent paystubs, W-2s, and employment history as requested
Recent asset statements — all pages
Explanation and source of large deposits, if requested
List of debts and any support obligations (child support, alimony)
Signed purchase contract once available
Homeowners insurance quote
Complete the application through the secure application link

Exact documentation varies by loan program and lender. Never send sensitive documents through the public website form.

Educational preparation aid only — not an exhaustive list of guidelines and not legal advice. Lender and program requirements vary. Using this checklist does not guarantee approval.

These educational resources are available to everyone, with no registration or referral requirement.

Compliance references

Public sources for reference only — they are not a certification or approval of this page.